Free $225 Bonus For Opening A Chase Total Checking Account

Update (April 10, 2022): This offer has expired, but Chase has a new promotion that has a bonus offer of $200 instead of $225. Still not a bad deal. Check out the current Chase bonus offer here. It’s that time of year again! Chase is offering a bonus for simply opening an account. Keep reading …

YNAB vs. Mint [An In-Depth Comparison]

Are you looking for a way to track your expenses and keep better track of your money? If so, it might be time to consider a budgeting app. Budgeting apps make following a budget as easy as entering your expenses into an app and sticking within your decided limits. There are several fantastic budgeting apps …

SEP IRA vs. SIMPLE IRA [How To Choose What Works For YOU]

You’ve likely heard of the traditional and Roth IRA – most people are aware of the two retirement options that either tax your money during retirement or now. But did you know there are a couple of other great options? Sole proprietors and self-employed business owners have two additional retirement options: the SEP IRA and …

The Ultimate Guide to Index Funds

We’ve heard of the saying “Don’t put all your eggs in one basket.” What does that mean for index funds? Should we be investing in multiple? If so, how many? An index fund is supposedly a diversified investment. When you buy an index fund, you aren’t buying into a single company, but rather a large …

Why PSLF Is Now the Smart Way to Pay Back Student Loans

In a new sweeping makeover of the Public Service Loan Forgiveness (PSLF) plan, President Joe Biden has made it clear that the current program isn’t as straightforward as it should be. Truth is, PSLF has needed a reformation since its inception It’s no secret that the U.S. has the worst student loan model in the …

Truebill App Review [My Honest Thoughts]

Editor’s Note: Truebill has officially rebranded itself as Rocket Money. Same exact product but with improved aesthetics. Feel free to head over to our updated post, Rocket Money App Review. If you’re like most, you’ve got dozens of subscription services and bills and you’re paying for them on a monthly basis. Keeping track of your monthly …

Does It Cost Double To Raise 2 Kids Instead of 1?

If you already have a child, you’re well aware that not all expenses can be budgeted for due to the unpredictable nature of kids. If you’re planning on or are expecting a second baby, congratulations! This article will discuss what things you need to be mindful of when going from 1 to 2 kids financially, …

Profit-Sharing 401K [The Pros And Cons]

The world of retirement planning is complex. Hundreds of plans are available on the market, ready to be offered to employees. One of these types of plans is a profit-sharing 401k, and it can be an excellent one.   Whether you’re an employer looking for a plan or an employee being offered one, understanding profit-sharing 401k …

70-20-10 Budgeting Rule [The Official Guide]

Budgeting can be stressful if you follow the wrong methodology. And we get it. Sometimes it’s just a matter of trial and error finding what works. However, it may be worthwhile to consider the 70-20-10 budget method due to its versatility. The great thing about this method is that it works for both low- and …

Sedera Health Insurance Review [The Ultimate Guide]

The cost of healthcare in the U.S. is no joke. Premiums increase annually and we have no choice but to participate in it if we wish to have healthcare. Currently, over 70 million Americans have no health insurance or are underinsured. Additionally, as a country, we pay twice as much per capita for healthcare than …