Credit Glory: An In-Depth Review

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Repairing credit is no easy task, but it’s one that can be made significantly easier with the help of a company like Credit Glory—well, that’s the idea at least.

Credit Glory claims to help customers find and dispute errors on their credit reports, which can help improve their credit scores. But does the company really deliver on its promises?

In this Credit Glory review, we’ll take a close look at the company’s services to see if they can help you get your credit back on track.

Our Take on Credit Glory

Credit Glory offers a great credit repair service with a focus on excellent customer service and end-to-end support (i.e., they handle everything). If you can afford the relatively expensive monthly fee and don’t want to give free DIY credit repair a try, Credit Glory is a safe and effective choice.

Credit Glory Pros & Cons

Pros

  • Fantastic Customer Service:  You’re assigned an account manager and have access to a customer service team that’s available 24/7.
  • No Hidden Fees: Credit Glory is very upfront about their pricing.
  • Unlimited Disputes: There’s no limit to the number of disputes you can make per month.
  • No-Risk Guarantee: If Credit Glory doesn’t improve your credit score, you get your money back.

Cons

  • High Cost of Admission: At $99/month + a $299 setup fee, Credit Glory is one of the more expensive credit repair services out there.
  • No Plan Flexibility: Credit Glory offers one plan with no options to fit within smaller budgets.

What Is Credit Glory?

Credit Glory is a credit repair company that promises to help its customers improve their credit scores by finding and disputing errors on their credit reports.

Founded in 2022, Credit Glory is a very new player in the credit repair game. That said, the company has already built up a solid reputation online with 4,000+ 5-star reviews on Trustpilot and a 4.9-star average rating.

But customer reviews don’t always tell the whole story. Let’s take a closer at what the company offers.

Credit Glory Services

Credit Glory Credit Analysis

Before you hand over any cash to Credit Glory, you’ll be booked in for a free consultation call with a credit expert to analyze your credit reports.

If they notice anything on your credit reports that could be dragging your score down, you’ll be able to pay for their services. If not, they’ll let you know, so you don’t need to worry about wasting your time.

But can’t they just claim there’s something wrong with your credit report regardless?

Well, no. Credit Glory has a no-risk guarantee, which means if they can’t get any negative items removed from your report, you get a full refund. In other words, they have a vested interest in being totally honest with you during the free consultation.

Credit Glory Credit Disputes

Credit disputes are the bread and butter of credit repair companies.

Credit Glory helps you dispute errors by reaching out to all three credit bureaus (Experian, Equifax, and TransUnion) to present evidence on your behalf. If necessary, they’ll also reach out to creditors directly.

The kinds of inaccuracies and error Credit Glory can dispute include:

  • collections
  • names
  • charge-offs
  • addresses
  • inquiries
  • balances
  • bankruptcies
  • late payments

The company uses a variety of methods to dispute these credit report errors—all of which are compliant with the Credit Repair Organizations Act (CROA).

Debt Collection Protections

In addition to disputing credit report errors, Credit Glory also helps protect customers from debt collector harassment.

The Fair Debt Collection Practices Act (FDCPA) prevents debt collectors from using abusive, unfair, or deceptive practices when collecting a debt. And yet, tons of debt collectors still break the law every day because… well, fear and anxiety are highly effective collection tools.

If a debt collector is harassing you, Credit Glory will help by sending them a cease-and-desist letter on your behalf. This will force the debt collector to stop all communication with you—giving you some much-needed peace of mind.

How much does Credit Glory cost?

So, how much will all this cost you?

In stark contrast to the convoluted pricing and fee structures of many credit repair services, Credit Glory has made it a priority to be totally transparent. Rather than charging fees for letters sent or items disputed, you’ll only be charged $99/month + a $299 setup fee.

While it’s nice to see such a simple pricing structure, it’s worth noting that Credit Glory’s fees are on the high end compared to other credit repair companies.

For example, here are a few top competitors’ fees:

  • The Credit People: $79/month + a $19 setup fee
  • Ovation: $79/month + an $89 setup fee
  • Credit Repair: $49.95/month

Still, many people feel that Credit Glory can justify the high cost of entry for two reasons:

  • Unlimited Disputes: Credit Glory doesn’t limit the number of disputes you can make per month, like some other credit repair companies do. So, you can pay for the service and forget about it.
  • Superior Customer Service: People have (almost) nothing but good things to say about Credit Glory’s customer service—but more on that in the next section.

Credit Glory Customer Service

Credit Glory has a dedicated customer service team that’s available 24/7 via:

  • Phone: (855) 938-3044
  • Email: hello@creditglory.com

In addition, you also get an account manager when you sign up for the service. This account manager will help you throughout the credit repair process and answer any questions you have along the way.

From what we can tell, Credit Glory’s customer service reps are polite, helpful, and responsive—Trustpilot reviews tagged with “customer service” average 5-stars.

Is Credit Glory Worth It?

So, what’s the verdict? Is Credit Glory worth it?

The answer is yes and no.

If you have the means to pay the high cost of admission, Credit Glory has a comprehensive set of services, a simple pricing structure, and an excellent customer service team. They even guarantee results.

On the other hand, if you’re on a budget, there are cheaper credit repair services out there that can still get the job done. Alternatively, you can even replicate everything Credit Glory and its competitors do to repair your credit score for free if you want to go the DIY route—it just takes time and effort.

So, to summarize, Credit Glory is a great (albeit expensive) credit repair service. However, you can repair your credit for free.

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