Money Affirmations You Need (And Affirmations To AVOID)

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Depending on where you’re at in life, it can be crucial to have affirmations to keep your mindset positive. The affirmations you use should differ for each stage of your journey. Some people may just be starting out on their financial planning while others may already be at the accumulation stage. 

It helps to sort out where you’re at in order to find the best affirmations to help you manifest your goals.

Before we start, let’s make sure we’re all on the same page.

What Are Money Affirmations?

Affirmations are a tool for your mind, and a powerful one at that. The majority of users of affirmations hope to replace negative and self-defeating thoughts by harnessing the power of positive thinking.

Money affirmations refer specifically to positive mental reprogramming aimed at one’s finances or wealth.

You might have a goal of saving for a down payment on a house, accumulating a certain amount of net worth, or even just being able to pay the bills for the month.

What you want to achieve will hopefully “manifest” itself the more you believe in it. And it’s been shown to work. How?

Well, you may be tempted to think that affirmations are just all talk and no action. But that couldn’t be further from the truth. The opposite of “all talk and no action” isn’t “all talk AND action”. Rather, the default state still involves no action at all, a non-event if you will.

How Do Money Affirmations Work?

With money affirmations, you’re increasing the amount of time thinking and contemplating the financial goals you’ve set for yourself, and you’re doing so in a positive manner. The more you tell yourself you can do it, the more you’ll believe you can do it. And when you believe you can actually do it, the likelihood that you’ll actually do something about it increases.

There is generally involvement of the universe and its energy intertwined in this belief, but for the sake of this post, we’ll keep it simple.

Additionally, if you’re already partaking in self-defeating, negative thoughts, you’re already doing a disservice to yourself both mentally and physically. You’re draining yourself of energy that could be actively used elsewhere.

Affirmations have been shown to have a positive effect on chronic stress, depression, and low self-esteem.

Why not try it out? The worst that can happen is, as mentioned previously, a non-event; that is, if you fail, it’s the same result as if you didn’t even attempt affirmations in the first place.

Affirmations Vs. Manifestations: What’s The Difference?

Many people use these words interchangeably. And for the most part, that’s alright. They are closely intertwined. But for those of you that are new or don’t know the technical difference, let’s break it down to prevent any further confusion.

Knowing the difference is crucial because by knowing what each of them are and how they relate to each other, the easier it is to intuitively learn how to use affirmations effectively in your own life situation.

Let’s start with affirmations. These are positive statements you can think or say to yourself repeatedly in order to cultivate a positive shift in mindset. It’s similar to the belief that if you smile, you just might be able to lift yourself up from a dampened mood to a more positive mood, at least in the moment.

Now, on to manifestations. Manifesting is bringing about the desired result in some way, shape, or form. It can be from certain actions you do or decisions you make, or it can happen because you believed it to happen, for those of you who are of the more spiritual personality. Again, related to the universe and its energy but we’ll keep it simple.

In short, you want your affirmations (which you have a strong belief in as a result of positive repetition) to become manifested into your reality.

Manifesting Money Affirmations

Manifesting money affirmations can be done in several ways, and many of them have been popularized by various experts and authors touting their effectiveness.

The more you practice these manifestation techniques, the easier it’ll be to manifest your dreams in life, be it in your career, your relationships, your self-esteem, etc.

What are some of these manifestation methods? Glad you asked!

We’ve put together what we believe to be some of the best manifestation methods out there for you to try. There isn’t one single correct one. The best one is the one that works best for you and that you feel comfortable with.

Manifestation Techniques For Beginners

1×11 Manifestation Method

According to numerology, the number 11 represents a higher spiritual purpose. It’s known as an angel number. This manifestation method involves writing your affirmations eleven times in the morning and eleven times before bedtime. If you can, write them down as close as you can to 11:11am and 11:11pm, but this isn’t completely necessary.

17-Second Manifestation Technique

Why 17 seconds? That’s the amount of time it takes to improve your mind from a negative to a positive state. You start by saying or visualizing an affirmation and hold that thought for 17 seconds. We recommend doing four or more of these each day. It’s a short amount of time enough to not affect your day, but long enough to affect your mindset for the better throughout the day.

Overnight Manifestation Technique

In this method, you simply visualize your affirmation prior to bedtime and as soon as you wake up. This can be combined with the pillow method outlined below for increased effectiveness.

The Best Manifestation Methods

Whisper Method Manifestation

You don’t have to actually whisper in this method, but you can if you’d like. The main thing is that you visualize whispering your affirmations to either yourself or whoever may be involved. Look from the outside in while you’re visualizing as if you’re observing the entire process taking place from a distance.

Pillow Manifestation Technique

Remember when your tooth fell out and you put it under your pillow, and the next morning, voila, you got money? This manifestation technique is similar. You write down the affirmation you’d like to be manifested onto a piece of paper, place it under your pillow, and sleep on it. Be sure you’re visualizing that goal prior to sleeping in order to make it a reality.

Two Cup Manifestation Method

This one may seem odd at first, but there’s nothing wrong with oddity in itself. Fill up one cup with water and leave a second one empty. While visualizing your affirmation in the filled cup, pour the water into the empty cup, all the while contemplating on it as it flows. Once you’re done, drink the water knowing that your reality will be manifested at some point.

555 Manifestation Method

Why the number 5? The number 5 represents a point of transition towards change in numerology. In this method, you’ll write down your affirmation that you want to be manifested into reality 55 times each day over the span of 5 days. Do it in a quiet place so that you can really reflect on it while writing it down.

Neville Goddard Technique

In this technique, you visualize your desire playing out and focus on the result at the end. Do this in a first-person point of view and every day as often as you’d like. Ultimately, you’ll need to evoke the emotions and experience the visualization as if it’s truly happening to you. Then move on with life as if it has already come true. One day, it’ll come to be.

777 Manifestation Method

Why the focus on 7? Well, the number 7 represents a complete cycle, a good closure, if you will. It’s become a popular one on TikTok specifically. Why? Not sure. But if you’re interested in this one in particular, don’t worry, it’s not writing your affirmation 77 times each day for 7 days. Phew! Rather, you simply write down your affirmation 7 times in the early hours of the morning, 7 times throughout the day, and 7 times before bedtime.

Money Affirmations You Need

Now, let’s get to the meat and potatoes of this post, the wealth and money affirmations you’ve been looking for. Instead of bombarding you with a list of hundreds of money affirmations that are out there, we’ve instead decided to carefully curate a list of what we believe are the top money affirmations out there.

Money Affirmations – Our Top 20

  1. My income increases continually
  2. There are no limits to the amount of money I can obtain
  3. Money comes to me in unexpected ways
  4. I attract any form of income into my life
  5. Money is available to me for the taking
  6. Money comes to me from all directions
  7. Money chooses me for many reasons
  8. I am a money magnet
  9. Earning money is fun
  10. Money further expands my opportunities in life
  11. Money is energy, and I attract positive energy
  12. Money creates positivity in whomever I choose to spend it on
  13. I have no fear of running out of money
  14. My money affirmations will make me rich
  15. Money will always be attracted to my hard work
  16. I am worthy of the money I earn
  17. There is enough money for everyone in the world
  18. I am ever grateful for the money that has come into my life
  19. Manifesting money is easy for me
  20. I have everything I need to succeed

More Affirmations for Managing Finances

  1. I control my money the way I please
  2. I am excited to give each dollar a job
  3. I am on my way to becoming financially independent
  4. My bank account is always full
  5. Managing money is my forte
  6. No amount of money will intimidate me
  7. I use money to better myself and others
  8. I control my financial wellness
  9. I overcome all money obstacles
  10. Financially, I am secure

More Affirmations for Wealth Keeping

  1. I have an abundance of wealth
  2. My wealth knows no bounds
  3. I live in abundance daily
  4. My prosperity knows no bounds
  5. I exude a passion for building wealth
  6. My wealth is well-deserved
  7. Passive income will never run out
  8. My net worth is amazing
  9. Success comes naturally to me
  10. Being wealthy is a great feeling

More Positive Mindset Money Affirmations

  1. I am worthy to succeed
  2. My positive thoughts keep me prosperous
  3. My mind is a powerful force
  4. My dreams are a reality when I want them to be
  5. All the talent I need is within me
  6. I am on the right path
  7. I achieve everything that I aim to achieve
  8. I choose belief over fear
  9. The person I’ve become makes me proud
  10. I have an abundance mindset

Money Affirmations You Should AVOID

Avoid the following affirmations. We’ll explain why:

1. I will do whatever it takes to make money

Why? Because you’ve got to wholeheartedly believe your affirmations. Would you offer your son or daughter as a living sacrifice to make money? No, of course not. Be 100% believable.

2. If he/she can do it, so can I

The entire premise of this is that someone did it, and I am comparing myself to that someone, be it positively or negatively. Instead, simply use “I can do it” as a better affirmation.

3. Money will come to me very easily

This one is sort of a tricky one. The point of this affirmation is to illustrate the correct way to say it, which is in the present tense. Instead of saying the above, say “Money comes to me very easily.” See the difference? That tiny difference makes all the difference.

Final Thoughts

There you have it. Hopefully, this just about covers everything you need to know to get your money affirmations working for you.

Have you tried any of these? What were your results? Let us know!

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