ABA or Routing Numbers For Santander Bank [2023]

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If you need to know your Santander routing number, you’ll find some visual tables down below for quick reference.

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What is Santander Bank?

Santander Bank, previously known as Sovereign Bank, is a global bank that has locations primarily in the northeastern US. They offer checking accounts, savings accounts, money market accounts, CDs, loans, and mortgages.

What states does Santander Bank operate in?

Santander Bank operates through 718 branches in the following 9 states:

Connecticut (CT)
Delaware (DE)
Maryland (MD)
Massachusetts (MA)
New Hampshire (NH)
New Jersey (NJ)
New York (NY)
Pennsylvania (PA)
Rhode Island (RI)

What is my Santander Bank account number?

To find your Santander Bank account number, simply follow the steps outlined below:

For Online Banking:

Login to your Santander online account
Select the account you would like to view and click Go
Under Account Details, click More Info à Full Account Number à Show
Your account number will appear

For Mobile Banking:

Login to your Santander mobile app
Select the account you would like to view
Click Account Info
Under Account Details, click Full Account Number à Show
Your account number will appear

What are ABA / routing numbers?

Routing numbers are nine-digit codes used to identify a bank or other financial institution. When you’re setting up a wire transfer, they indicate where the funds are coming from. If you’re moving funds from your Santander bank account to an account at another bank, you’ll need to know your routing number.

Routing numbers are sometimes called ABA numbers, since it’s the American Bankers Association that created them. These numbers are important for transferring funds and doing online banking. If you need to set up direct deposits for your work, you’ll need your routing number and account number to proceed.

What is my Santander checking ABA / routing number?

Santander doesn’t only have one routing number. The exact routing number you have will depend on when and where you opened your Santander account. As of 2022, Santander has locations in 9 US states.

It’s important to note that these states refer to the state where you opened your Santander account. Your current state of residence plays no role in your Santander routing number.

For accounts opened BEFORE May 17^th, 2012

State	Routing Number
ABA/routing number for Connecticut (CT)	011075150
ABA/routing number for Delaware (DE)	231372691
ABA/routing number for Maryland (MD)	231372691
ABA/routing number for Massachusetts (MA)	011075150
ABA/routing number for New Hampshire (NH)	011075150
ABA/routing number for New Jersey (NJ)	231372691
ABA/routing number for New York (NY)	231372691
ABA/routing number for Pennsylvania (PA)	231372691
ABA/routing number for Rhode Island (RI)	011075150

For accounts opened AFTER May 17^th, 2012

State	Routing Number
ABA/routing number for Connecticut (CT)	231372691
ABA/routing number for Delaware (DE)	231372691
ABA/routing number for Maryland (MD)	231372691
ABA/routing number for Massachusetts (MA)	231372691
ABA/routing number for New Hampshire (NH)	231372691
ABA/routing number for New Jersey (NJ)	231372691
ABA/routing number for New York (NY)	231372691
ABA/routing number for Pennsylvania (PA)	231372691
ABA/routing number for Rhode Island (RI)	231372691

In summary:

If you opened your account before May 17, 2012 in Connecticut, Massachusetts, New Hampshire, or Rhode Island, your Santander routing number is 011075150.
If you opened your account after May 17, 2012 in Connecticut, Massachusetts, New Hampshire, or Rhode Island, your Santander routing number is 231372691.
If you opened your account in Delaware, Maryland, New Jersey, New York, or Pennsylvania, your Santander routing number is 231372691.

Easier method to find your Santander checking ABA / routing number

There’s an easier way to determine your routing number:

Account Number	Routing Number
Santander account number has 10 digits	231372691
Santander account number has 11 digits	011075150

In summary:

If your account number has 10 digits, your Santander routing number is 231372691.
If your account number has 11 digits, your Santander routing number is 011075150.

How to find your Santander account number

To find your Santander Bank account number, simply follow the steps outlined below:

For Online Banking:

Login to your Santander online account
Select the account you would like to view and click Go
Under Account Details, click More Info > Full Account Number > Show
Your account number will appear

For Mobile Banking:

Login to your Santander mobile app
Select the account you would like to view
Click Account Info
Under Account Details, click Full Account Number > Show
Your account number will appear

How to find the routing number on the Santander app

To find your Santander Bank account number on the Santander mobile app, simply follow the steps outlined below:

Login to your Santander mobile app
Select the account you would like to view
Click Account Info
Under Account Details, click Full Account Number à Show
Your account number will appear

How to Find Your Santander Routing Number on a Check

One of the easiest ways to discover your routing number is by looking at a personal check for your Santander Bank account. The bottom of your check will have your bank routing number, your account number, and the check number.

Your routing number will always be exactly nine digits. However, your account number may have 10 to 12 digits. If you forget which one is which, count the number of digits to quickly determine which number is your routing number.

Contact Santander Bank to find out your routing number

If you don’t have the necessary information to uncover your Santander routing number alone, you can contact Santander Bank directly to find out your routing number. Their customer service phone number is (888) 222-4227.

You can also fill out the “Contact Us” page on Santander Bank’s website.

Why does Santander Bank have multiple routing numbers?

Some banks can have multiple routing numbers, just like Santander Bank. This can happen when banks merge or acquire other banks, since the routing numbers do not change when banks change hands.

This creates a complication for account holders who do not know their routing number. Instead of looking up a single routing number for your bank, you need some account details to determine the routing number associated with your account.

Santander ACH transfer fee

There is a set-up fee and monthly maintenance fee in order to participate in ACH transfers at Santander. The set-up fee is $25 and the monthly maintenance fee is $3.

Then, for every ACH transfer, you’ll be charged $7. However, if you are doing an ACH transfer to another Santander customer, the fee will be waived for you.

How to wire money from Santander

To wire money from Santander, first you need to enroll by contacting Santander via phone or at a branch location.

Once you do so, you can go to your online banking account and follow the steps below:

Click on Wire Transfer.
Provide details of the recipient, including the bank name, account number, routing number, and any notes you need to add. You’ll need to obtain this information from the recipient themselves.
Input the amount to transfer.
Agree to the fee.
Submit the information and you’re done.

Alternatively, you can initiate a wire transfer by going to your local branch or calling Santander via phone.

If you’re planning to do a wire transfer, it’s better to use the online banking platform. You’ll be charged $20 per wire transfer, and if it’s to another Santander customer, the fee will be waived for you.

If you do a wire transfer via a local branch or by phone, you’ll get charged $27 for a domestic transfer, $40 for an international transfer in USD, and $31 for an international transfer in foreign currency.

Santander routing numbers for international transfers – Santander SWIFT code

ABA routing numbers only apply for wire transfers within the United States. If you plan to wire money outside the U.S., you’ll need to know your SWIFT code. SWIFT codes are the international version of ABA routing numbers.

There is only one SWIFT code for most banks. It is made up of the first four letters of the bank code, a two letter country code, and a two digit location code. In the case of Santander Bank, North America, the SWIFT code is SVRNUS33.

In some cases, you’ll need an additional three digits for your SWIFT code. These digits are a branch code, which identifies the branch that holds your bank account. To find out your SWIFT branch code, look at your print or online bank statements.