The Real Difference Between Needs and Wants [How To Identify Them]

Needs, wants… where’s the line? When it comes to your budget, knowing the difference is essential. If you look at a budget, you’ll see that all expenses can be categorized into wants or needs in one way or another. Knowing how to differentiate between these two financial categories is crucial in setting the groundwork for … Read more

Cheap, Frugal, Stingy, Thrifty [Which One Are You?]

It’s an age-old question, and one that’s often debated in friend or family circles. You may not realize it, but it’s quite common to wonder this about people you meet or hang out with. And don’t worry, I’m not saying that people are constantly trying to judge you in a negative light or put you … Read more

8 Things We’ve Become Frugal On Out Of Necessity

Are you frugal? Some people enjoy it, no doubt. The challenge of finding the best deals and making do without things we might typically buy can be alluring. With uncertainty on the rise in terms of job security, inflation, and the overall economy, it makes sense to up our spending awareness. But it seems more … Read more

12 Common Expenses That Ruin Budgets [Get #11 For Free]

Most of us are prone to spending too much money in this day and age. After all, we are exhausted from our day jobs, and we come home to rest, only to get constantly bombarded with a myriad of advertisements ranging from fast fashion to every new tech gadget there is. While there are obvious … Read more

Best Financial Tools We Recommend To Help Save You Money

Here are some of our favorite products that we like to use. As always, if you think there are better products out there that should be featured here, please let us know. We always want to share the best and only the best for our readers. Without further ado, here’s our list: Best Financial Tool … Read more

How Much Is Your Coffee Habit Costing You Per Year?

Coffee is the world’s most beloved beverage. Americans alone drink around 146 billion cups of coffee per year, and the international coffee industry is one of the most lucrative. Coffee is, in fact, the second most traded commodity just after crude oil. This brings us to our point: coffee is money. And a lot of … Read more

Zero-Based Budgeting [The Perfect Budgeting Method?]

You got your paycheck, a few weeks go by, and you can’t seem to figure out why you’ve run out of money to cover a bill or two. Does that ring a bell? Don’t feel guilty! Managing or controlling where your money goes is no easy job for anyone (so don’t worry, you’re not alone … Read more