Practicing Financial Minimalism [It’s Not What You Think It Is]

What’s the solution to chaos in your financial life? Cue minimalism. Minimalism has often been employed in product and interior design, but can following minimalist principles help you keep your spending in check, minimize stress, and improve your wealth building skills? For many people, understanding the importance of personal finance can help them to reduce … Read more

Cheap, Frugal, Stingy, Thrifty [Which One Are You?]

It’s an age-old question, and one that’s often debated in friend or family circles. You may not realize it, but it’s quite common to wonder this about people you meet or hang out with. And don’t worry, I’m not saying that people are constantly trying to judge you in a negative light or put you … Read more

8 Things We’ve Become Frugal On Out Of Necessity

Are you frugal? Some people enjoy it, no doubt. The challenge of finding the best deals and making do without things we might typically buy can be alluring. With uncertainty on the rise in terms of job security, inflation, and the overall economy, it makes sense to up our spending awareness. But it seems more … Read more

Best Financial Tools We Recommend To Help Save You Money

Here are some of our favorite products that we like to use. As always, if you think there are better products out there that should be featured here, please let us know. We always want to share the best and only the best for our readers. Without further ado, here’s our list: Best Financial Tool … Read more

How Much Is Your Coffee Habit Costing You Per Year?

Coffee is the world’s most beloved beverage. Americans alone drink around 146 billion cups of coffee per year, and the international coffee industry is one of the most lucrative. Coffee is, in fact, the second most traded commodity just after crude oil. This brings us to our point: coffee is money. And a lot of … Read more

Zero-Based Budgeting [The Perfect Budgeting Method?]

You got your paycheck, a few weeks go by, and you can’t seem to figure out why you’ve run out of money to cover a bill or two. Does that ring a bell? Don’t feel guilty! Managing or controlling where your money goes is no easy job for anyone (so don’t worry, you’re not alone … Read more

Useful Budget Categories To Get You Started With Your Budgeting

If 2020 taught us one thing, it was the importance of planning and managing our finances. Whether you’re working part-time, full-time, a college student, or all three, budgeting is the way to go to get ahead in life. An important aspect to budgeting is properly assigning budget categories. Furthermore, knowing how much income you truly … Read more

How Much Does It Cost To Have A Second Child? [Does It Double?]

If you already have a child, you’re well aware that not all expenses can be budgeted for due to the unpredictable nature of kids. If you’re planning on or are expecting a second baby, congratulations! This article will discuss what things you need to be mindful of when going from 1 to 2 kids financially, … Read more

70-20-10 Budgeting Rule [The Official Guide]

Budgeting can be stressful if you follow the wrong methodology. And we get it. Sometimes it’s just a matter of trial and error finding what works. However, it may be worthwhile to consider the 70-20-10 budget method due to its versatility. The great thing about this method is that it works for both low- and … Read more