budgeting

Were your plans upended by the pandemic? Did it seemingly affect your ability to plan for a secure financial future? Despite the difficulties you may be dealing with due to rising costs of living, achieving financial freedom is still possible. Much of the stress stems from our lack of control over many of the causes … Read more

What’s the solution to chaos in your financial life? Cue minimalism. Minimalism has often been employed in product and interior design, but can following minimalist principles help you keep your spending in check, minimize stress, and improve your wealth building skills? For many people, understanding the importance of personal finance can help them to reduce … Read more

Needs, wants… where’s the line? When it comes to your budget, knowing the difference is essential. If you look at a budget, you’ll see that all expenses can be categorized into wants or needs in one way or another. Knowing how to differentiate between these two financial categories is crucial in setting the groundwork for … Read more

It’s an age-old question, and one that’s often debated in friend or family circles. You may not realize it, but it’s quite common to wonder this about people you meet or hang out with. And don’t worry, I’m not saying that people are constantly trying to judge you in a negative light or put you … Read more

Ever heard of the phrase “Rich is loud, wealth is silent?” You may be surprised to hear that only 20% of millionaires are retired. Eight out of ten millionaires are still working and you won’t even know who they are. They come off just like everybody else who goes to work. They aren’t bragging about … Read more

Are you frugal? Some people enjoy it, no doubt. The challenge of finding the best deals and making do without things we might typically buy can be alluring. With uncertainty on the rise in terms of job security, inflation, and the overall economy, it makes sense to up our spending awareness. But it seems more … Read more

Most of us are prone to spending too much money in this day and age. After all, we are exhausted from our day jobs, and we come home to rest, only to get constantly bombarded with a myriad of advertisements ranging from fast fashion to every new tech gadget there is. While there are obvious … Read more

Coffee is the world’s most beloved beverage. Americans alone drink around 146 billion cups of coffee per year, and the international coffee industry is one of the most lucrative. Coffee is, in fact, the second most traded commodity just after crude oil. This brings us to our point: coffee is money. And a lot of … Read more

You got your paycheck, a few weeks go by, and you can’t seem to figure out why you’ve run out of money to cover a bill or two. Does that ring a bell? Don’t feel guilty! Managing or controlling where your money goes is no easy job for anyone (so don’t worry, you’re not alone … Read more