credit cards

Perpay [An Honest Review]

Buy Now Pay Later (BNPL) is a new way of purchasing items online or in store without having to pay the full price upfront. It is gaining popularity among consumers and retailers alike due to its convenient payment plans. Perpay is one of the most popular BNPL services around. The company offers customers a variety … Read more

Credit Glory: An In-Depth Review

Repairing credit is no easy task, but it’s one that can be made significantly easier with the help of a company like Credit Glory—well, that’s the idea at least. Credit Glory claims to help customers find and dispute errors on their credit reports, which can help improve their credit scores. But does the company really … Read more

Ways to Raise Your Credit Score [Almost] Overnight

The average American has a credit score of around 710. If you’re not happy with your own credit score and are looking to increase it, there are a lot of ways to do so. You can implement them all at once or you could prioritize spending your time on the most effective methods and work … Read more

Using Kikoff to Build Credit [An Honest Review]

There’s an unfortunate paradox built into the process of building up a credit history. If you want to get access to credit to start building your credit history, you usually need to have some sort of credit history to show lenders. But in order to have a credit history, you need to have access to … Read more

How to Hide Your Credit Utilization And Boost Your Credit Score

Credit utilization refers to the percentage of available credit you use at any given time. The more credit you tap into, the higher your credit utilization rate, resulting in a reduced credit score – much like a teeter-totter effect. Simply put, your credit score is what lenders use to determine your level of creditworthiness and … Read more

Credit Sesame [A Review In 2022]

Keeping tabs on your credit can sometimes feel like a part-time job. For starters, it’s always changing. Every time you open a new credit card, take out a loan, or make a late payment, your credit score adjusts. Plus, it can be difficult to keep track of all your different accounts and passwords. That’s where … Read more

Chase Freedom Unlimited vs. Freedom Flex

Don’t you love going out to dinner knowing your meal will be covered by all the points you’ve collected on your credit card? And what could be better than getting cash back on every purchase? If you’re like most people, you want a credit card that will give you the best rewards for your spending. … Read more

Verve Credit Card [An Honest Review]

The Verve credit card is a card offered by Continental Finance that aims to serve users who have bad credit and would like to repair their credit by establishing a good payment history. The card has proved to be quite popular with over three million users currently. In this review, we’ll be going over the … Read more

The Ultimate Guide To DIY Credit Repair

Credit scores have an almost mystical power in modern life—a number that can make or break your ability to finance a car, buy a home, or even get a job. That mystery (and fear of the unknown) is what leads many people with less-than-ideal credit scores to put off the important work of credit repair. … Read more

Prosper Credit Card [An Honest Review]

As their slogan goes, The Prosper Card was built to help you take control of your credit. The unsecured credit card is issued by Coastal Community Bank and targets consumers with below-average credit scores who struggle to get approved for credit by major banks. Their average user has a credit score below 660, and since … Read more