retirement

What Dividends Can Do for Your Wealth: The Main Goal Of Investing in Dividends

Investing in stocks is one of the most popular ways to grow wealth over time. While there are many different strategies for investing in stocks, one of the most common and rewarding approaches is dividend investing. Dividend investing entails buying and holding stocks that pay regular dividends, with the goal of generating income from those … Read more

Maximizing Your Social Security Survivor Benefits [What You Need To Know]

Losing a loved one can be one of the most challenging experiences in life, and the emotional pain can be compounded by financial stress. However, did you know that Social Security offers survivor benefits to help ease the burden on the surviving family members? These benefits can provide a crucial source of income to help … Read more

Fat, Lean, Coast, & Barista FIRE [Early Retirement is for Everyone]

Retirement is like a never-ending vacation. You can’t wait to get there, and you’re perhaps thinking you no longer want to wait until you’re 65 to retire. However, you don’t know how to retire earlier. So, what’s the secret to early retirement? Well, it’s Financial Independence, Early Retirement (FIRE). The concept of FIRE was inspired … Read more

Unlocking the Secrets of RMDs: How to Avoid Penalties and Maximize Your Retirement Savings

Required Minimum Distributions (RMDs) are extremely complex, but somehow the IRS still expects you to follow through with it. In this post, we’ll break it down as easily as possible, with our main goal being that you avoid any unnecessary penalties and that you know your options, no matter the type of account you have. … Read more

Don’t Let Inflation Ruin Your Investments [Here’s How]

The inflation we’re facing nowadays is a scary thing. Not only is it something we haven’t dealt with as Americans since several decades ago, but we’re kind of in a rock and a hard place with the choices the Fed can implement to deal with it. However, there are things we can learn and do … Read more

What is a Roth Contributory IRA? [Should You Start One?]

Most people have heard of a Roth IRA. However, there is a variation on it that goes by the name Roth Contributory IRA and isn’t as well known. Can it help you? Should you care about it? In this post, we’ll be taking a look at what exactly a Roth Contributory IRA is and whether … Read more

Retiring at 55 [What You Need to Know]

Retiring early: it’s a lot more common than you might think. Even those who love their careers and what they do often dream of calling it quits to pursue other goals and interests earlier than the usual retirement age. The desire to travel and see the world is a frequently touted reason. Unfortunately, the economy … Read more

Meet Beagle [Find Lost Money – An Honest Review]

The average person changes jobs every 4 years. If you’ve had multiple jobs throughout your life, there’s a good chance you’ve had multiple opportunities to open a 401(k) account with each of the companies you’ve worked with. Clearly, this isn’t the most efficient way of doing things, but employers don’t really care about that. It’s … Read more

Are 401(k) Plans Worth It? [Not Always]

It’s a great question. I’ve always had a traditional 401(k) plan and lately, I’ve been wondering why it’s considered such a staple in retirement planning. Take a look at these two rules governing traditional 401(k)s: To me, these two rules are quite the downsides, so the upsides must be quite spectacular to make up for … Read more

Acorns vs. Stash [An In-Depth Comparison]

When it comes to investing, utilizing the best apps makes it easier and far more manageable. The issue some newbie investors face is not knowing how to determine which app works best for them. In this post, we’re going to compare Acorns vs. Stash to see what’s best for your needs. Acorns and Stash are … Read more